Mo Ghara Yojana Odisha 2023 : Check Eligibility

The Naveen Patnaik Government took an active step on May 29 by announcing the launch of the Mo Ghara Yojana. This scheme aims to provide credit-linked financial support to beneficiaries who face budget shortages for constructing or repairing their homes.

It brings significant relief to economically and socially weaker individuals, effectively addressing their housing needs. The scheme actively addresses the housing requirements of the underprivileged in Odisha through financial assistance and infrastructure development, ensuring timely project completion and delivering benefits to deserving candidates.

Through continuous monitoring and evaluation, the scheme strives to enhance implementation and maximise its impact on uplifting communities and improving living conditions in Odisha.

What is Mo Ghara Yojana Odisha 2023?

The Naveen Patnaik Government actively launched the Mo Ghara Yojana in Odisha, a groundbreaking initiative aimed at addressing the housing needs of the underprivileged. This credit-linked housing program provides significant relief to economically and socially weaker individuals, allowing them to construct or repair their homes.

With a focus on transparency and accountability, the scheme ensures timely completion of housing projects and benefits for deserving candidates.

The scheme offers financial assistance and subsidies to enable individuals and families in rural areas to own decent and safe houses. It received approval from the State Cabinet, led by Chief Minister Naveen Patnaik. Applications for loans will be accepted from June 15, 2023.

The Mo Ghara Yojana, part of the State Government’s efforts ahead of the 2024 elections, aims to support households in rural areas and fulfill their aspirations for better housing. By actively implementing this program, the government aims to uplift communities and improve living conditions, empowering individuals and ensuring inclusive growth in Odisha.

Mo Ghara Yojana Odisha 2023 : Highlight

Scheme Name	Mo Ghara Yojana Odisha 2023
Launch By	Government of Odisha
YEAR	2023
AIM	Provide financial support for construction or repair of homes.
OFFICIAL PORTAL	Official Portal
LOAN AMOUNT	Upto 3.5 lacs
PDF FORM	Pdf form
Who is the Beneficiary?	Economical Weaker Section of Odisha
Where to Register?	Register Here
Application Starts from	15.06-2023

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Mo Ghara Yojana Odisha 2023 : Documents

• Aadhaar Card: Updated
• Proof of Residence: Odisha Government
• BANK PASSBOOK
• PAN CARD
• EWS CERTIFICATE : till 06 Month old
• Voter ID Card
• Electricity Bill Copy
• Mobile Number
• Income Proof Certificate: Format

Mo Ghara Yojana Odisha 2023 : Eligibility

• Residency: The candidate must permanently reside in Odisha.
• House Ownership: The candidate should not own a pucca house in Odisha and must currently live in a kuccha house.
• Economic Category: The applicant must fall under the Economically Weaker Sections (EWS) classification.
• Income Criteria: The monthly family income of the candidate must be less than Rs. 25,000.
• Previous Housing Aid: The candidate should not have received any type of government housing assistance previously.

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Mo Ghara Yojana Odisha 2023 : Loan Amount & Subsidy

Loan Amount (in Rupees)	Subsidy Provided (in Rupees)
1 lakh	30,000
1.5 lakh	45,000
2 lakh	60,000
3 lakh	60,000

Mo Ghara Yojana Odisha 2023 : Apply Now

• Visit the official web portal of Mo Ghara Yojana at https://rhodisha.gov.in/.
• Create an account or log in to the web portal.
• Navigate to the “Apply for Subsidies Loan” section.
• Fill in the required personal details such as name, address, contact information, etc.
• Provide necessary information about the current housing situation, including type of house and ownership status.
• Enter the family income details, ensuring accuracy and providing relevant supporting documents if required.
• Upload scanned copies of essential documents such as Aadhaar card, income certificate, caste certificate, etc.
• Review the application form to ensure all information is accurate and complete.
• Submit the application form online through the web portal.
• After submission, note down the application number or take a printout of the application for future reference.
• Keep track of any updates or notifications regarding the application status through the web portal.

It is important to note that the specific steps and requirements for applying on the web portal may vary. Therefore, it is advisable to refer to the official website and follow the instructions provided on the portal for a smooth application process.